“Howard, thank you for your contribution to the Gallagher Scholars Program of the Big Shoulders Fund. It was awfully nice of you to take part in our drive to support the memory of our late chairman, Bob Gallagher. You were a big hit with our crowd. Thank you for taking the time to understand our Company and industry. You aren’t just another ‘hired speaker’; you’re a special person who goes the extra mile to connect with his audience.” –Arthur J. Gallagher & Co.